tag:blogger.com,1999:blog-55271737620248378582024-03-19T08:43:35.209-07:00Tips To Improve Your Credit Scoremark danilehttp://www.blogger.com/profile/12593873370338015615noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-5527173762024837858.post-29795987035556800352010-06-16T23:21:00.000-07:002010-06-16T23:23:33.782-07:006 Tips To Improve Your Credit Score<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQ0161DnZem6qcOnfldvSsDM7MX7A__IkqlQKZ9QcqPCOBq5CGuA7WP6wcPoGpXVLdjyvXzjprC86t2-O1SmINRzDOXdzg_L3ucXrxGQ92NS_BPT3hdSFRB6E6hvnFujohvRA83TX-jxc4/s1600/credit.jpg"><img style="margin: 0pt 0pt 10px 10px; float: right; cursor: pointer; width: 266px; height: 400px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQ0161DnZem6qcOnfldvSsDM7MX7A__IkqlQKZ9QcqPCOBq5CGuA7WP6wcPoGpXVLdjyvXzjprC86t2-O1SmINRzDOXdzg_L3ucXrxGQ92NS_BPT3hdSFRB6E6hvnFujohvRA83TX-jxc4/s400/credit.jpg" alt="" id="BLOGGER_PHOTO_ID_5483624171333116050" border="0" /></a><br /><p class="MsoNormal"><span style="font-family:'Book Antiqua';">If your credit score has taken a hit, then it’s high time you did something to get it back in order. There are a few methods which if you follow then certainly you will see your credit score move up on the grid</span></p><p class="MsoNormal"><br /><span style="font-family:'Book Antiqua';"><o:p></o:p></span></p><p class="MsoNormal" style="margin-left: 0.25in; text-indent: -0.25in;"><span style="font-family:'Book Antiqua';"><span style="">1)<span style="font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; font-size-adjust: none; font-stretch: normal;font-family:'Times New Roman';font-size:7pt;" > </span></span></span><span style="font-family:'Book Antiqua';">The first thing you need to do is get a copy of your credit report. You need to keep all details of your past addresses for the last three years with the post code.<br /></span></p><p class="MsoNormal" style="margin-left: 0.25in; text-indent: -0.25in;"><br /><span style="font-family:'Book Antiqua';"></span></p><p class="MsoNormal" style="margin-left: 0.25in; text-indent: -0.25in;"><span style="font-family:'Book Antiqua';"><span style="">2)<span style="font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; font-size-adjust: none; font-stretch: normal;font-family:'Times New Roman';font-size:7pt;" > </span></span></span><span style="font-family:'Book Antiqua';">You need to stay away from all the people who offer <a href="http://www.homemortgageloans.com/tips-to-improve-credit-score">tips to improve your credit score</a> for a meager sum. There will be those who will talk flowery and try to impress you with their expertise, but the suggestion is to be skeptical about such things. <o:p></o:p></span></p> <p class="MsoNormal" style=""><span style="font-family:'Book Antiqua';"><span style=""> </span><o:p></o:p></span></p> <p class="MsoNormal" style="margin-left: 0.25in; text-indent: -0.25in;"><span style="font-family:'Book Antiqua';"><span style="">3)<span style="font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; font-size-adjust: none; font-stretch: normal;font-family:'Times New Roman';font-size:7pt;" > </span></span></span><span style="font-family:'Book Antiqua';">Never keep high balances on your credit. It is easy to say but difficult to follow and everybody knows that. But you need to make some sacrifices in your recreation and on other miscellaneous expenses and try to pay off small bills from time to time and never keep anything pending. The bigger payments do take time to settle of course. Don’t keep any short-term payments overdue. <o:p></o:p></span></p> <p class="MsoNormal"><span style="font-family:'Book Antiqua';"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-left: 0.25in; text-indent: -0.25in;"><span style="font-family:'Book Antiqua';"><span style="">4)<span style="font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; font-size-adjust: none; font-stretch: normal;font-family:'Times New Roman';font-size:7pt;" > </span></span></span><span style="font-family:'Book Antiqua';">Keep track of all the bills from time to time and maintain a record of your monthly and weekly payments. Maintain a diary where you can remind yourself of your debts and which bills you need to pay and when <a href="http://www.homemortgageloans.com/required-mortgage-paperwork">Required Mortgage Paperwork</a>. This way you will know how to target them and manage your income. Alertness is the key. <o:p></o:p></span></p> <p class="MsoNormal"><span style="font-family:'Book Antiqua';"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-left: 0.25in; text-indent: -0.25in;"><span style="font-family:'Book Antiqua';"><span style="">5)<span style="font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; font-size-adjust: none; font-stretch: normal;font-family:'Times New Roman';font-size:7pt;" > </span></span></span><span style="font-family:'Book Antiqua';">You can also setup an automatic account from which the bank will deduct a small fee for your payments. This will ensure you don’t forget what you have to pay. Rather this could be the best way to avoid late payments. <o:p></o:p></span></p> <p class="MsoNormal"><span style="font-family:'Book Antiqua';"><o:p> </o:p></span></p> <p class="MsoNormal" style="margin-left: 0.25in; text-indent: -0.25in;"><span style="font-family:'Book Antiqua';"><span style="">6)<span style="font-style: normal; font-variant: normal; font-weight: normal; line-height: normal; font-size-adjust: none; font-stretch: normal;font-family:'Times New Roman';font-size:7pt;" > </span></span></span><span style="font-family:'Book Antiqua';">Always keep track of your credit report for inaccuracies and if you find any you should rectify it immediately. <o:p></o:p></span></p> <p class="MsoNormal"><span style="font-family:'Book Antiqua';"><o:p> </o:p></span></p> <p class="MsoNormal"><span style="font-family:'Book Antiqua';">This is a good method to maintain a good credit report although it needs a bit of disciplinary effort. <o:p></o:p></span></p>mark danilehttp://www.blogger.com/profile/12593873370338015615noreply@blogger.com3